Welcome to
Your Oaceus
360 Benefits!

Your Gateway to Health, Wellness,
and Financial Security.

What’s Inside?

Benefits Overview

Unlock detailed insights into your Oaceus 360 Preventative Health and Universal Life Benefits, designed to support you every step of the way.

Wellness Resources

Access a variety of guides, videos, and tips to help you stay healthy, informed, and empowered in your wellness journey.

Employee Support

Get connected with helpful resources to address any questions or concerns and receive timely assistance whenever you need it.

Financial Security

Explore how Oaceus 360’s Universal Life Benefits provide financial stability for you and your loved ones, offering peace of mind and protection for the future.

Testimonials

What’s Happening?

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How are these benefits paid for?

Your tax savings fund the program. The Pre-Tax Deduction reduces your taxable income, lowering the amount of taxes withheld.

 

  • Example: If you were originally paying $500 in taxes, after the plan, you might pay $350,
    creating a $150 savings.
  • This savings covers the cost of the plan, so your net paycheck remains the same.

No, this program functions similarly to a medical expense tax write-off, except it’s applied directly in your paycheck. In fact, by reducing your taxable gross income, you may owe less in taxes and could potentially lower your tax bracket.

You will see four new line items on your paycheck:

  1. Pre-Tax Deduction – Reduces your taxable income.
  2. Reimbursement (Non-Taxable) – Refunds the amount deducted pre-tax.
  3. Preventative Health Plan (Post-Tax) – Covers wellness-related benefits.
  4. Universal Life Insurance Premium (Post-Tax) – Funds your life insurance policy.

No. Your primary health insurance remains the same. The Preventative Health Plan is a supplemental benefit that offers additional wellness services, helping to prevent disease and promote health.

  • Universal Life Insurance is portable, meaning you own the policy and can keep it as long as you continue making payments from a personal bank account.
  • The Preventative Health Plan is not portable and will end upon separation from your employer.