Welcome to
Your Oaceus
 360 Benefits!
				Your Gateway to Health, Wellness,
and Financial Security.
				What’s Inside?
															
															
															Benefits Overview
Unlock detailed insights into your Oaceus 360 Preventative Health and Universal Life Benefits, designed to support you every step of the way.
Wellness Resources
Access a variety of guides, videos, and tips to help you stay healthy, informed, and empowered in your wellness journey.
Employee Support
Get connected with helpful resources to address any questions or concerns and receive timely assistance whenever you need it.
Financial Security
Explore how Oaceus 360’s Universal Life Benefits provide financial stability for you and your loved ones, offering peace of mind and protection for the future.
Testimonials
											
											
											
											
											What’s Happening?
															February 15th, 2025, 12:00 PM EST
Healthy Habits for 
Busy Professionals
				Join us for a live session with actionable tips to improve your physical and mental well-being.
															February 28th, 2025, 3:00 PM EST
Financial Planning: 
Master Your Future
				Learn how to navigate your financial goals with confidence using our Oaceus 360 tools.
															February 28th, 2025, 10:00 AM EST
Feature Update: New 
Paycheck Video!
				Understand your paycheck deductions like a pro with our step-by-step video guide.
															March 5th, 2025, 1:00 PM EST
Getting to Know 
Your Benefits
				Join our HR experts for a live Q&A where we’ll cover questions about Oaceus 360 benefits.
															March 15th, 2025, All Day
Oaceus 360 Wellness 
Challenge Launch
				Compete with your company coworkers in our 30-day Health & Wellness Challenge!
Have Questions?
Get in Touch!
				
															
					 How are these benefits paid for? 
							
			
			
		
						
				Your tax savings fund the program. The Pre-Tax Deduction reduces your taxable income, lowering the amount of taxes withheld.
- Example: If you were originally paying $500 in taxes, after the plan, you might pay $350,
creating a $150 savings. - This savings covers the cost of the plan, so your net paycheck remains the same.
 
					 Will I owe more taxes at the end of the year? 
							
			
			
		
						
				No, this program functions similarly to a medical expense tax write-off, except it’s applied directly in your paycheck. In fact, by reducing your taxable gross income, you may owe less in taxes and could potentially lower your tax bracket.
					 What will these benefits look like on my paycheck? 
							
			
			
		
						
				You will see four new line items on your paycheck:
- Pre-Tax Deduction – Reduces your taxable income.
 - Reimbursement (Non-Taxable) – Refunds the amount deducted pre-tax.
 - Preventative Health Plan (Post-Tax) – Covers wellness-related benefits.
 - Universal Life Insurance Premium (Post-Tax) – Funds your life insurance policy.
 
					 Is the Preventative Health Plan replacing my health insurance? 
							
			
			
		
						
				No. Your primary health insurance remains the same. The Preventative Health Plan is a supplemental benefit that offers additional wellness services, helping to prevent disease and promote health.
					 What happens to my benefits if I leave my employer? 
							
			
			
		
						
				- Universal Life Insurance is portable, meaning you own the policy and can keep it as long as you continue making payments from a personal bank account.
 - The Preventative Health Plan is not portable and will end upon separation from your employer.